BRE No. 01184093
NMLS No. 250266
818-723-5352 Direct
888-805-6361 Toll-Free
877-256-7094 FAX
HONESTY. INTEGRITY.
QUALITY.
DO YOU NEED A
LOAN QUICKLY?
Contact us to get the best offer from our agents!
Loans by Lela
ABOUT ME
I started in this business in 1977 when lending was easy. There were only three types of 30 year fixed rate mortgage and a 15 year fixed rate mortgage. I’ve seen everything one can possibly see in the real estate financing business -- rates at 18% to 1%, adjustable rate mortgages with no caps and no one ever heard of APRs, two page sales contracts to a one page loan application, values rising and values falling and, finally the most unlikely candidate for a home owner became one.
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I have analyzed tax returns so thick that they came in a little red wagon to the paycheck of the simplest hourly employee. I have helped people with no money to put down to people who can more than pay cash for their home. I have assisted people with the worst credit to the most stellar.
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All that one has when their time is up is their reputation. Money and stuff can always be replaced, but one’s reputation is more precious than gold. My word and the quality of my work is of the utmost import to me and my clients. I know no other way of doing my job than the right way. Mistakes happen, but I’m not the type to run and hide when these things happen. I return all calls, even the most unpleasant of calls. No one has yet to die during a real estate transaction and there hasn’t been any news so dire that I couldn’t pick the phone up and share bad news as well as good.
Honesty and integrity are my main concerns in any relationship. Getting a loan is almost as invasive as open heart surgery and open communication is a must. This is not a time for underhandedness. The purchase of a home is the one biggest investment most people will make in their lives. We must be able to be candid with one another when there’s this much money at stake.
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Specialties: First time homebuyers, move up homebuyers, veterans, rural property buyers, self-employed borrowers, credit-challenged buyers.
LELA LEONG
Mortgage Loan Consultant
1999 & 2012
SRAR Affiliate of the Year
BRE No. 01184093
NMLS No. 250266
818-723-5352 Direct
888-805-6361 Toll-Free
877-256-7094 FAX
![Copy of 3544_5th_augB[1].JPG](https://static.wixstatic.com/media/52c0c5_771d02ce80f747968bff2be6f7e44452~mv2_d_1794_2241_s_2.jpg/v1/crop/x_0,y_0,w_1794,h_1794/fill/w_78,h_78,al_c,q_80,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/Copy%20of%203544_5th_augB%5B1%5D_JPG.jpg)
Loans by Lela
HOW I WORK
BRE No. 01184093
NMLS No. 250266
All that one has when their time is up is their reputation. Money and stuff can always be replaced, but one’s reputation is more precious than gold. I’m not planning on starting a new career, so my word and the quality of my work is of the utmost import to me and my clients. I know no other way of doing my job than the right way. Sure, mistakes happen, but I’m not the type to run and hide when these things happen. I’ll still return a call, even the most unpleasant of calls. No one has yet to die during a real estate transaction and there hasn’t been any news so dire that I couldn’t pick the phone up and share bad news as well as good.
Honesty and integrity are my main concerns in any relationship. Getting a loan is almost as invasive as open heart surgery and open communication is a must. This is not a time for underhandedness. The purchase of a home is the one biggest investment most people will make in their lives. We must be able to be candid with one another when there’s this much money at stake.
I also enjoy volunteering my time to our local Association of Realtors®. I’m a sucker for anything to do with children and those less fortunate. It’s important to me to give back to the community that gives to me.
LOOK AT YOUR FINANCES DIFFERENTLY
Your finances are influential in many avenues in your life. There have been studies done to link better financial decision–making to better behavior. If your bank account is happy your outlook may be a little brighter as well. Use these suggestions to look at your finances in a new way.
Create a vision board.
A vision board is a collage of images and words representing a person's wishes or goals, intended to serve as inspiration or motivation. Crafting a vision board can help you realize your goals for the future. When you know your goals, it can be easier to map a path to success.
Make small goals.
Now that you have realized your big goals set smaller goals. Studies have shown that if you set small goals that can be accomplished you will be inspired to keep working for the goals that take longer to accomplish.
Make a date.
Try to calculate how long it might take to accomplish your goal and give it a date to work toward. With a deadline you are less likely to procrastinate and feel more motivated when putting in the work.
A form of self–love.
It may sound corny but paying off debts or saving for a trip are ways to value yourself.
Learn to Savor.
It is important to learn to value what you have rather than trying to find happiness by acquiring more things. It is nice to have the newest version of your phone but the money you spent could have been applied to your goals.
HERE’S WHAT
MY REALTORS & CLIENTS SAY:
CLIENTS
“Lela is by far the best loan officer I have worked with. We have bought homes or refinanced homes with other loan officers and the difference is clear. She is quick and efficient, she provides timely updates, and helps through the process until the very end. She’s friendly and informative, and great at what she does! You can tell she has the experience to get you the best loan for what you need.
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David & Heather B.
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“I did a refinance loan with Lela back in 2017 and it went pretty smoothly. In between then and now, my wife and I decided we wanted to move out of our neighborhood because it was changing (for the worse). It was a hard decision to make because I would be selling the house my father left to me, a home that’s been in our family for several decades. I actually contacted another loan officer first but the initial experience was so different than I had with Lela that I came running back to her! She got my loan done with no hassles or surprises. We closed on time for a rate better than she initially quoted us.
The best part of our experience is that she knew of a rule that allowed me to keep the property taxes from my former home and bring them to my new home because I am over 55 and paid $99 less for my new home!
Just having someone knowledgeable like that in my corner literally saved me thousands of dollars per year because I will get to keep my father’s tax basis on our new home!
I highly recommend Lela for any real estate financing needs!
She’s the best!
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Tom H.
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“Lela’s depth of understanding of the mortgage business, rates, market trends and her business savvy clearly make her an exception. I’m not the easiest client to deal with but her willingness to accommodate requests was always professional with quick and excellent customer service. As long as she’s in business, I’ll never go anywhere else.”
Russell P., Yorba Linda CA
“Lela is highly professional and extremely competent. She helped me with my loan in a way that was truly amazing! Her communication was always quick and truthful. I am grateful I had her as my loan officer.”
Phillip T., Simi Valley, CA
“Lela is the most attentive mortgage loan officer I have ever dealt with. She makes you feel like you are her only client when in fact she juggles innumerable details everyday. I appreciate her straightforwardness, candidness, honesty and she has a concise way of handling any and all issues or questions that arise. She goes over and beyond to ensure that everything is done correctly and precisely so there are no hang-ups during the process. Our loan closed in less than 30 days and she was with us every step of the way! ”
Nate Y. and Diana Y., Northridge, CA
“If it wasn’t for you and your persistence and loyalty, I’m not sure what would have happened. You came through when the finances were needed. You took care of me like I was your only client.”
Sonia P., Canoga Park, CA
“Genuine, honest and reliable!”
Marline K., West Hills, CA